EMI for a New Maruti Dzire Loan with a ₹1 Lakh Down Payment: Finance Details Explained
Delhi News
New Maruti Dzire LXI and VXI Petrol Manual: Finance Details and EMI Breakdown
Maruti Suzuki recently introduced its all-new Dzire sedan in the Indian market, priced competitively with an ex-showroom starting price of ₹6.79 lakh. If you’re considering financing this stylish and feature-rich compact sedan, here’s everything you need to know about its loan options, EMIs, and related details for a seamless purchase.
The All-New Maruti Suzuki Dzire: A Popular Choice
The Maruti Suzuki Dzire has consistently been a favorite among compact sedan buyers, and the new version has raised the bar even higher. With an updated design, advanced features, improved engine performance, and impressive mileage, the new Dzire caters to modern customer needs. Compact sedan buyers will also be pleased to know that the Dzire now comes with a 5-star safety rating, making it a reliable and secure choice for families.
For many buyers, financing is a practical option compared to paying the total upfront. Let’s explore the finance details, focusing on the new Dzire’s LXI and VXI petrol manual variants.
Price and Variants Overview
The new Maruti Suzuki Dzire has 9 variants across trims, such as LXI, VXI, ZXI, and ZXI Plus. The sedan has petrol and CNG options, catering to various preferences. The ex-showroom prices for the Dzire range from ₹6.79 lakh for the base LXI variant to ₹10.14 lakh for the top-end ZXI Plus trim.
This breakdown focuses on the LXI and VXI manual petrol variants. Both deliver excellent mileage of up to 24.79 km and come equipped with great features at an affordable price point.
Maruti Dzire LXI Manual Petrol Finance Details
Ex-Showroom and On-Road Price
The base variant of the Maruti Suzuki Dzire, the LXI manual petrol, is priced at ₹6.79 lakh (ex-showroom). Including additional costs such as taxes, insurance, and registration, the on-road price comes to approximately ₹7.64 lakh.
Loan and Down Payment
If you choose to finance this model with a ₹1 lakh down payment, the loan amount will be ₹6.64 lakh.
EMI Calculation
For a 5-year loan tenure at an interest rate of 10%, your monthly EMI will amount to approximately ₹14,108. Over the 5-year term, you will pay a total interest of ₹1.82 lakh, bringing the overall repayment to ₹8.46 lakh (loan amount + interest).
Maruti Dzire VXI Petrol Manual Finance Details
Ex-Showroom and On-Road Price
Moving up to the VXI petrol manual variant, its ex-showroom price is ₹7.79 lakh, and the on-road price is approximately ₹8.75 lakh, making it a popular choice for those seeking a balance of features and affordability.
Loan and Down Payment
With a ₹1 lakh down payment, the loan amount required will be ₹7.75 lakh.
EMI Calculation
For a similar 5-year loan tenure at a 10% interest rate, your monthly EMI will come to around ₹16,466. Over the loan period, you will pay an interest amount of ₹2.13 lakh, resulting in a total repayment of ₹9.88 lakh.
Key Features of the New Dzire
- Modern Design: The Dzire boasts a sleek design with updated styling elements, making it more attractive than ever.
- Fuel Efficiency: With a mileage of up to 24.79 km, the Dzire is an economical option for daily commutes and long drives.
- Safety: The 5-star safety rating ensures peace of mind for you and your loved ones.
- Variants to Suit Every Budget: From the base LXI to the top-tier ZXI Plus, the Dzire offers a range of options to fit your preferences and budget.
Financing Made Easy
Financing a car is a convenient way to own your dream vehicle without the burden of an upfront lump-sum payment. The new Dzire’s affordable EMI options and its excellent features make it an attractive choice for buyers.
To make the process smoother:
- Visit the Dealership: Always visit your nearest Maruti Suzuki Arena dealership to understand the loan terms, EMIs, and applicable interest rates.
- Check Customized Offers: Dealerships often have special finance offers or partnerships with banks that could result in better interest rates or reduced processing fees.
Final Thoughts
The new Maruti Suzuki Dzire, with its competitive pricing, outstanding mileage, and top-notch safety features, is a compelling option for anyone considering a compact sedan. Financing options for the LXI and VXI variants make it even more accessible, with manageable monthly EMIs and reasonable interest rates.
Before finalizing your purchase, compare loan offers from different financial institutions to find the one that best suits your needs. With the Dzire, you’re not just investing in a car—you’re bringing home a reliable and stylish companion for years.
Disclaimer: Loan terms, interest rates, and EMI amounts mentioned here are indicative and subject to change. Please consult your dealership or financial advisor for the latest details.
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